(3) Calculate the total income in the budget year: in Cell N7 enter =IF(SUM(N4:N6)=SUM(B7:M7), SUM(N4:N6), FALSE), and press the Enter key. (2) Calculate total income of every item: In Cell N4 enter =SUM(B4:M4), then drag the Fill Handle to apply this formula to Range N5:N6. (1) Calculate total income per month: In Cell B7 enter =SUM(B4:B6), then drag the Fill Handle to apply this formula to Range C7:M7. Step 2: Enter your budget data of income and expenses into the table, and calculate the total incomes of every month and every item: Step 1: Prepare a table, and enter its row headers and column headers as following screen shot shown: The following steps will walk you through customizing a monthly budget template in Excel. This monthly budget is perfect for your budget or your family’s monthly budget.Although there are so many budget templates for downloading, you may still want to make a custom monthly budget template based on your needs.
#Free monthly expenses template free#
Or this is a great place for your monthly clothes budget! Free Printable Monthly Budget Template Maybe you have to buy a birthday present this month.
And that’s why having a miscellaneous category is the perfect place to add in all your monthly expenses that are random. You will always have expenses each month that don’t fall into a certain category. Here you can add categories such as credit cards, personal loans, or any other debts you may have. It should be our goal to have no debts but in reality, most of us do. It’s also a great place to track how much you add to your savings accounts. If you are investing in the stock market, this is a great place to track how much you are putting towards your retirement each month. And to keep track of where you are spending money at for food, you could use categories such as grocery budget, fast food budget, restaurant budget, and quick snack budget such as gas stations or vending machines. One of your biggest expenses each month is probably food. This could be your monthly insurance payments, medication expenses, copays, medical bills, gym memberships, or health supplements. There are a lot of different expenses that can be categorized under medical & health. Or if you don’t have a car, you can use categories such as bus tickets, subway tickets, Uber & Lyft charges, etc. Here is where you will want to add expenses such as your car payment, car insurance, gas, oil changes, etc. You may even have expenses like lawn care, garbage pickup, home furnishings, home improvements. In the housing expenses category, you will want to add expenses like your house payments, rent, electric bill, gas bill, water, sewer, insurance payment, cable & internet, Netflix, etc. You can also add income from side hustles here. Here you will want to include income that you make from your day job for yourself or anyone you share expenses with.
When categorizing your monthly expenses, here are some examples of expenses you can add to each category. These categories within our monthly budget template will help you track all of your major expenses. Our monthly budget template, from our Budget Binder, includes places for you to budget for your: We earn a commission if you click this link and make a purchase at no additional cost to you.Īre you wondering where all of your money is going each month? Or do you know that you need to use a budget, but you just haven’t found the perfect one for you yet? Look no further, because our monthly budget template is exactly what you need to help you get in control of your finances.
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